If you have been hurt at work, you may have heard reference to ordinary disability pensions and accidental disability pensions. If so, you need to know the difference because the type of disability pension for which you apply can have a significant effect on the benefits you receive.

An accidental disability pension pays more, as it results from an injury sustained at work. A specific incident must have caused the injury at work, preventing you from doing your job’s tasks. It must be a specific, single incident. Injuries resulting from repeated tasks do not qualify for accidental disability, even if those tasks are performed at work.

Prior conditions affecting the part of your body later injured in a specific accident would also prevent you from being able to apply for an accidental disability pension. You would be required to apply for an ordinary disability pension. Watch the video to learn more.

If you have been injured in the course of your employment and you have additional questions, call us at 609-771-8611. I welcome your call. Review our media library on our website at https://www.szaferman.com to learn more about Disability Pensions.